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1. HANDS FREE NOTE TAKING APP FOR WHEN DRIVING DRIVERS
2. HANDS FREE NOTE TAKING APP FOR WHEN DRIVING DRIVER

USAA monitors several factors to rate your driving: SafePilot rates are based on 4 driving behaviors Unlike its peers, though, USAA reduces your score for using your phone even in hands-free mode. USAA’s discount of up to 30% from its SafePilot program is comparable with major competitors, like Liberty Mutual and State Farm. If USAA can’t collect enough data during your trial period to determine a discount, you’ll keep your initial 10% participation discount for up to one year. After renewal, SafePilot continues tracking your trips for the next policy term to determine if you can keep the discount. After your initial policy term, it converts your driving score to a discount between 0-30%. USAA collects your data and assigns a driving score based on your safe driving habits. After two weeks, your trips start counting towards your discount. Download the USAA SafePilot app for Apple or Android after you enroll to begin tracking trips.ĭuring the first 14 days after you enroll, the app tracks your trips and gives you feedback as part of a trial period.

HANDS FREE NOTE TAKING APP FOR WHEN DRIVING DRIVERS

Your discount goes down if some drivers opt out.

HANDS FREE NOTE TAKING APP FOR WHEN DRIVING DRIVER

How USAA SafePilot worksĮnrolling in the SafePilot program earns you an automatic 10% discount during your trial period - as long as every driver in your household participates. These policies are designed for low mileage drivers and charge you a base rate plus a per-mile rate. If a telematics discount isn’t right for you, consider pay-as-you-go car insurance. But if you’re happy with your discount, you’ll need to keep up the safe driving habits to keep it. Your SafePilot discount refreshes every renewal term, so if you’re displeased with your score, you have a chance to improve it. Plus you’ll have to be a USAA member to participate, which means being military, retired military or an eligible family member.

If you like to use your phone for driving directions or to take hands-free calls, SafePilot may not be the best choice for you. USAA’s program is unique from its competitors in that it monitors your phone usage - even hands-free use - and every use counts against you. After that, you’ll still get feedback, but your trips count toward your driving score. It’s designed to maximize your safe driving habits - every driver has an initial 14-day trial driving period where the app gives feedback but doesn’t rate your driving. USAA’s SafePilot telematics program rewards members with discounts of up to 30% for safe driving behaviors. Telematics measures and records your driving behavior to set your car insurance rates or offer a discount.